Insurance Causation: Texas Law on First-Party Claims

Authors

Randall L. Smith
Fred A. Simpson

Publication Date

10-1-2006

Document Type

Article

Abstract

This Article is principally concerned with insurance causation in situations where concurrent and consecutive perils, one covered and one excluded, combine to cause a single loss to insured property. Under those conditions, the legally responsible cause of loss to insured property is identified under two distinctly different rules when both of these conditions exist: (1) there is no order of succession in time of two or more events; and (2) damages from each of the concurrent causes of resulting loss cannot be distinguished.

DOI

10.37419/TWLR.V13.I1.3

First Page

63

Last Page

93

Recommended Citation

Randall L. Smith & Fred A. Simpson, Insurance Causation: Texas Law on First-Party Claims, 13 Tex. Wesleyan L. Rev. 63 (2006).
Available at: https://doi.org/10.37419/TWLR.V13.I1.3